Not all people have the gift of saving and saving money for a “rainy day” or for any major purchase. The financial assistant in the face of the application Piggy Bank from Privatbank is designed to help the user organize total control of their savings. It is known that having firmly decided to save money, a person is only halfway, where it is more important not to give up and spend savings, accurately and steadily following the plan. When the first money appears in the “box”, the desire to spend it involuntarily appears – only a truly disciplined person is able to cope with the temptation.
In order for savings to increase and their number to be under constant control, we recommend that all clients of PrivatBank (Ukraine) install the Piggy bank utility on their Android mobile gadget, made in a funny style, but doing its job perfectly. The program itself will calculate how much money you need to set aside in order to have time to accumulate money by the deadline, informing the user with regular text notifications.
The Piggy bank application algorithm is set up in such a way that, on a full “automatic” basis, according to the settings specified by users, it will transfer insignificant amounts from the main account to the savings account. Gradually, over time, a fairly solid amount will appear in your piggy bank, on which the bank is guaranteed to accrue 11% per annum. All operations to move funds between client accounts, of course, are carried out without commission.
How can you accumulate the required amount using the financial instrument Piggy Bank? Firstly, you can round off the cost of products paid from the main card, and automatically transfer a kind of change to a savings account. Secondly, a given percentage of the funds received on the main account will be transferred to the “box”. Thirdly, you can set the amount that will be transferred monthly to the virtual piggy bank. The fourth is the transfer of insignificant amounts that remain on the account at the end of the day – from ten to one hundred hryvnia, depending on the user’s settings. We remind you once again that the Piggy Bank program is focused specifically on transactions in hryvnias, if the currency is different, then the application will exchange them at the current rate.
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